Accredited

Helping clients consolidate their debt and cut their monthly payments down by up to 40%, Accredited is a popular and well-known company that has been operating within this industry for years. Attributing their success to a dedicated and educated team, as well as personalized  programs that cater to each individual case, Accredited has a proven track record of significantly reducing debts and helping clients become debt free faster. 

What Do They Offer?

Providing relief options to families and individuals who are struggling with debt, Accredited has years of experience navigating the tricky world of creditors. They have designed and implemented a customizable program that has been proven to have a very high success rate, and they personally match each client with the proper program for their needs. 

Exploring all open avenues and utilizing methods that work, Accredited may be able to consolidate your debt and create a monthly payment plan that you can afford. With the ability to reduce payments by up to 40%, this is a program that can help you become debt free faster and without any extra stress. 

When you choose Accredited you are choosing a company that has a history of success and will work closely with you to obtain the best results possible. Every debt expert on staff is committed to learning about your situation and taking the time to create a personalized plan that fits your budget and situation. Their team of professionals are driven to succeed and will do everything in their power to help save you money and attain financial freedom. You can confidently put your trust in Accredited and know that you have someone who cares by your side, every step of the way.

Key Benefits

Not only does Accredited have a proven track record of success, they also have a wide range of perks and benefits that come along with using their services. Some of these key benefits, and reasons why individuals choose Accredited, include:

• A team that works with the majority of all creditors
• Years of experience providing assistance to individuals and families
• Customized programs that match each unique situation
• Personalized guidance from professional debt experts
• A free consultation before you begin
• No upfront fees or hidden costs
• No payments until a debt is successfully settled
• Real results in as little as 12 months
• Up to 40% savings on your monthly payments
• The ability to consolidate all debts into one lump sum
• Access to an FDIC-insured Dedicated Account that you control
• Possible option of joining a legal assistance program if necessary

Types Of Debt Settled & Minimums

Accredited does work with the majority of creditors, but there are some exceptions to the type of debt that can assist with. When it comes to personal assistance, these programs can only help you to consolidate and settle on unsecured debts which means things such as:

• Credit Cards
• Personal Loan
• Business Loan
• Unsecured Line of Credit
• Payday Loan
• Medical Expenses
• Private Student Loan

On the other hand, secured debts will not be eligible for your debt consolidation program as they are linked to some type of collateral that your creditor can ultimately collect one. Examples of secured debts include:

• Mortgages
• Auto Loans
• Federal Student Loans
• Taxes
• Lawsuits
• Utility and Service Bills

In addition to restrictions surrounding the types of debts that are eligible, Accredited also has a minimum requirement that you must meet. This minimum amount is there to protect you from spending money on services you don’t truly need, as those who only owe a small amount of money are usually better off trying to settle on their own. With Accredited you will need to owe a minimum of $10,000 in unsecured debts, which is actually below average when compared to other companies.

How Much Does It Cost?

If you’re already struggling with debt then it’s understandable that you may be concerned about the cost of participating in a program. For individuals who owe less than $10,000, these programs may not be the best fit financially, but if you do meet that minimum requirement then it could be money well spent. Large, unsecured debts can be extremely overwhelming and having professionals navigate negotiations on your behalf can lead to bigger savings and quicker results. 

Cost-wise, Accredited does not charge you anything upfront and you won’t have to pay a penny until a debt is successfully settled. Once that happens, a percentage of the settled debt amount will then be owed to Accredited, and this can range from 15% to 25% of the total. If you would like to learn more about these fees, or if you want to find out how much the program would cost you personally, you can always reach out to Accredited and take advantage of a no-commitment, free consultation.

State Coverage

Due to state laws and regulations, Accredited is not available to residents across the entire USA and there are restrictions on which states are eligible for their services. While they are legally allowed to operate in a large portion of the USA, residents in the following states will not be able to enroll as of right now:

• Connecticut
• Delaware
• Georgia
• Hawaii
• Idaho
• Illinois
• Iowa
• Kansas
• Maine
• Massachusetts
• New Hampshire
• New Jersey
• North Dakota
• Ohio
• Oregon
• Rhode Island
• South Carolina
• Vermont
• Washington
• West Virginia
• Wyoming

Credentials & Reputation

Before you select a program you want to ensure that you are picking a company that has a long-standing history of success. This is a process that requires you to put a lot of trust into the professionals that handle your case, and since you are sharing very personal information, it is important that you check to see the credentials and overall reputation of the program. 

Accredited is known as being one of the best debt assistance companies in the market, and their proven track record, combined with their numerous awards and credentials, makes them a great choice for those struggling. Some of their notable awards and accreditations include:

• An A+ rating with the BBB
• Full accreditation with the AFCC (American Fair Credit Council)
• 2016 Bronze Award winner & Excellence in Service winner
• #1 5-star rated company 
• Listed as one of the nation’s top debt consolidation companies
• Rated #1 for client experience in 2016
• Voted as San Diego Business Journal's Best Places to Work in 2017

Overall Rating

Accredited has been recognized not only by experts and publications for being one of the nation’s top debt consolidation companies, they also have received numerous positive reviews from real clients. Holding an impressive 9.5 out 10 rating on Trustpilot, the vast majority of clients have reported being fully satisfied with the results of their program. 

If you want to join the thousands of Americans who have found success with Accredited then visit their website today. There you can learn more about the impressive, customizable program and take advantage of their free consultation offer. With a proven track record of success and debt experts you can trust, Accredited is a great choice for helping you eliminate your debts and get back to enjoying full financial freedom.